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car title loans in oxnard
car title loans in oxnard offers title loans for the resident of oxnard, CA. We accept applicants with all credit types. No credit check and no hassle. Get up to $20K and KEEP driving your car. You can get a FREE estimate of your car on the online form on top!
- No Credit Check
- Get up to $20K
- Keep driving your car
- Excellent service!
car title loans in oxnard – hassle-free!
With the economy standing on very shaky ground and job security sitting at an all time loan, managing to cover your costs and stay debt free has become a challenge in and of itself, along with holding down a job.
Back in the days, taking out a loan used to be something to be ashamed of and it made people think that you just couldn’t handle your finances, but in today’s world, taking out a loan has become the norm as more and more of us struggle to make ends meet. Car title loans are gaining more and more popularity, due to their versatility and hassle-free loan process.
We offer a cash solution to assist you turn your finances around and get you back on your feet.
Our staff is available to answer all of your questions and to walk you through the loan process from start to finish. We offer a professional and discreet service and assist you get the instant cash loan that you are looking for.
When you apply for auto title loans with us, you simply go to our website and complete our online application form. It takes just a few minutes to fill out, and it won’t bog you down with tons of personal questions and additional paperwork.
no credit check
auto title loans in oxnard are secured by using your car as collateral for the cash sum that is approved. Through submitting your car title document, we are able to give a fair evaluation to your car and base our loan approval off of this sum. We offer loans from between $2,600 – $20,000.
When you come by to pick up your instant cash, you simply hand over your car title which we hold onto until your final repayment has been made. But you have full use of your car throughout the entire process, giving you one less thing to worry about.
Your car title loan is secured with your car which eliminates the need for us to conduct credit or employment checks. So despite your credit or employment status, we still want to assist you.
use car title loans to assist you get back on track
There is no limit to the number of ways that you can use car title loans to strengthen your financial position and get you going in the right direction again.
Whether you got into debt because you were unable to make ends meet while between jobs, because credit card interest rates are eating you alive or you had unexpected expenses that you were unable to cover, it makes no difference. And don’t think that you have to be in debt to apply for emergency loans using your car as security. Here’s a short list of different ways car title loans can assist you:
- help pay for school tuition for yourself or a child
- buy school supplies and pay annual fees
- cover emergency repairs on your home or apartment
- replace an old appliance that is costing you money in repairs
- help pay for your wedding (or that of a child)
- use the money to put into a savings account for a rainy day
- begin a new business or add funds to an existing small business
- take a trip somewhere to relax and unwind
Really, the sky is truly the limit on ways that you can use money from car title loans to get you on your feet again. Whatever your reason for wanting a car title loan today is your business. We won’t ask you why you are applying and you are free to use the money for any purpose.
creating a budget using an auto title loan
One clever trick that many people use is to apply for car title loans in oxnard and when the money comes, they create a monthly budget with it. It’s easy to do, but does take a bit of time initially. Once you get your budget going and learn to live within your budget, it’s smooth sailing.
To begin, gather up all your sources of income for the month. Include every source of income, such as your job, government aid programs, child support or life insurance payments. Make one column with all of your income listed.
Then make a second column titled “expenses.” In that column begin with all of your set expenses that you know you’ll have every month. This would include your rent or mortgage payment, insurance payments, car payments, etc. Subtract your expenses from your income and you can see how much money you have to live with for the entire month.
Make sense? Now then, at the end of every day pull your receipts out of your pocket and mark down everything you spent money on. Be sure to write down everything, even soft drinks, fast food and snacks. At the end of the month, you can see exactly where your money went and where you can cut back to stay within your budget.
Use the money from your car title loan to give you some cash to get going with this plan. Whatever is left at the end of the month you can use to begin a savings account.
save money when you go shopping
If you’re like most people, money isn’t so easy to come by, so when you get it you want it to last as long as possible. There are a few secrets to success that we can learn from financial professionals. The first one is to always do comparison shopping before you go out to the mall.
Go online to see where you can buy the item on your list for the lowest price. Then go straight to that store and buy only what is on your list. The second point to remember is to always pay cash. When you go to the register to buy your item, pull cash out of your wallet, not plastic.
Paying with a credit card only ends up making your item more expensive and putting you back in debt. If you need cash, apply for an auto title loan in oxnard.
apply online now
No matter what time of the day (or night) it is when you decide you’re ready to send in your application, you can go ahead and do it without waiting for our office to open. Everything you need is online, and if you need help you can always phone us.
Open up an online application and follow the instructions. There are only two important sections to fill in. The first is for your personal details so that we can identify you. The second section will give us the information about your car that we need to prepare your loan. Let us know what kind of car you have and the year it was produced. Then double check your car title to be sure there are no mistakes.
It must list you as the owner of your vehicle in order for us to use it as security. Send the application and your car title into us and we’ll get to work on your fast cash. We will check the value of your auto and pre-approve you for a personal loan according to its value. We will contact you to continue the application process.
Apply now! call now: (805) 244-0280